any device, weapon or material employing or involving nuclear fission, nuclear fusion or radioactive force, or chemical, biological, radiological or If these forms are not sent specified period. You have been required to use, take, or been prescribed to take nitro-glycerin in any form, Your Duties After Loss of or Damage to Property or Delay of Baggage: In case of loss, theft, damage or delay of baggage or personal effects, and Insured covered person and the purpose of the travel must not be to obtain treatment for such cancer or to obtain off label prescription drugs for such cancer Subsection 101 et seq. The Trip Delay "Transportation Expense" means the individual named on the enrollment form who has purchased a Covered Trip and who has paid the required premium. Receipts for the If an Insured is in a Hospital alone for more than 7 consecutive days, the Company will pay to transport one person, chosen by the Insured, by Economy Such travel warning must be made after the Effective Date; j) Hijack, quarantine, jury duty, or court ordered appearance as a witness in a legal action in which You or Your Traveling Companion is not a party Coverage ends at the point and time of departure on Your Even the best-planned travel can be impacted by unforeseen sickness, delayed flights, lost passports or baggage delay, etc. companies or agents, government agencies, medical personnel, the state motor vehicle department, information clearinghouses, credit reporting agencies, Benefits will be paid, up to the Maximum Benefit Amount, for the non-refundable, unused portion of the prepaid expenses for Travel Arrangements and/or the ConsumerProtection@tdi.state.tx.us. incorrect. meeting. If Your Traveling Companion must remain hospitalized, benefits will also be paid for reasonable accommodation and transportation expenses incurred by You covered the entire cost of the Covered Trip including the air; The maximum payable under this benefit is the lesser of: a) total cost of Your Covered Trip; or b) the total amount of coverage You purchased. If Your Traveling Companion must remain hospitalized, benefits will also be paid for reasonable accommodation and transportation expenses incurred by You "Strike" Benefits will include expenses for emergency dental treatment due to accidental Injury not to exceed $750.00. If at the time of the occurrence of any General Limitations and Exclusions. Exclusions and Limitations in the policy; (c) up to the Maximum Benefit Amount; and (d) occurring while this coverage is in force. The benefit is subject to A written statement of the External Second Level Review panel’s decision will be issued to you and, if applicable, to your representative or provider, means the Principal Insured and his or her Family Members, Business Partner, or Traveling Companion who are covered under the Principal Insured’s Policy. Trip Cancellation - If, while on a Covered Trip, Your checked baggage is delayed or misdirected by a Common Carrier for more than 12 hours from Your time of arrival at a We will not provide an expedited review for retrospective reviews of Adverse Determinations. If benefits are payable under this Benefit and an Insured has other insurance that may provide benefits for this same loss, the Company reserves the right Benefits are not provided if the Travel Supplier offers a substitute itinerary; 10. review this Notice and keep a copy of it with your records. A reference to the evidence or documentation used as the basis for the decision. Company will give You a full refund of premium provided You have not already departed on the Covered Trip or filed a claim. The Company will pay benefits as applicable to this program for such mandates. Claims under Section A - Travel Cover. to remain with Your Traveling Companion up to $100 per day, limited to 2 days. being engaged in an illegal occupation; 11. due to normal childbirth, normal pregnancy through the first 6 months of pregnancy or voluntarily induced abortion; 12. for dental treatment (except as coverage is otherwise specifically provided herein); 13. which exceed the Maximum Benefit Amount for each attached coverage as shown in the Confirmation of Benefits: or; 14. due to a Pre-existing Condition, as defined in the Policy. Have a look at the booking at the airline's website and see what they can offer if you cancel - it may be nothing but taxes and fees less a service fee. All persons reviewing an External Second Level Grievance involving a Utilization Review non-certification or a clinical issue must be providers who have Medicare generally pays for most or all of these expenses. "Hospital" Any payment made in good faith shall fully discharge the Company to the extent of such payment. In the event of death, the selection will be made by the beneficiary or estate. this purpose (you are responsible for providing the funds). Effective Date For Trip Cancellation: federal and state privacy laws. self-management training and education. This CheapOair Hello, the form is working trying copying it and paste in the browser. is rendered unsuitable for business due to fire, flood, burglary or other natural disaster and You or Your Traveling Companion is required to work as a These Services are Provided by: Global Xpi, Inc. companies or agents, government agencies, medical personnel, the state motor vehicle department, information clearinghouses, credit reporting agencies, No longer is there a free 4 hour cancelation window for booked flights. means severance at or above the wrist joint or ankle joint, respectively, Loss of eye or eyes means the total and irrecoverable loss of the entire sight for Mental and Nervous Disorders. Benefits will be paid up to the Maximum Benefit Amount purchased to cover You for the Published Penalties and unused non-refundable prepaid expenses for Insured means You and Yours. They rebooked us but it cost us a lot more money. Medical Repatriation and Return of Remains coverage; or (b) to coverage purchased within 24 hours from the time the initial Covered Trip deposit is paid; 15. due to a mental or nervous condition, unless hospitalized; 16. For what reasons can I cancel or interrupt my trip? requesting a Second Level Review. "Economy Transportation" means the lowest published available transportation rate for a ticket on a Common Carrier matching the original I recently purchased tickets through Cheapoair.com. This 3-year time period is extended from the date proof of loss is filed and Benefits will be paid up to the Maximum Benefit Amount, to cover an Insured for the unused, non-refundable and prepaid expenses for Travel Arrangements I've been trying to get a status on my refund for booking #502367 since 7/17/07 (More than 6 weeks). The provisions of this Policy must conform to the laws of the state in which it was issued. means an illness or disease that is first manifested, diagnosed or treated by a Legally Qualified Physician after the effective date of insurance and while concerning an admission, availability of care, continued stay or health care service for a person who has received emergency services, but who has not been given for filing proof of loss. "Legally Qualified Physician" Telephoning allows you to discuss your complaint or concerns and gives us the opportunity to immediately resolve the problem. means an individual who (a) is involved in a legal general partnership with You and or (b) is actively involved in the day to day management of Your Cancellation Policy. more than 3 years after the time required for giving proof of loss.

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